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Should I Work With a Mortgage Broker?

Mortgage brokers typically play the role of a middleman between you and the lender, securing loans and gathering paperwork. (Getty Images) If you’re embarking on the homebuying process, you may consider whether working with a mortgage broker is right for your transaction. While you can sort through loan types and rates on

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Five Steps to Building a Budget

By Stanley J. Kershman, Financial Expert I know, everyone’s heard the same advice over the years. Budgets are like road maps: If you plan your route to financial success, you’ll get there faster and with a lot less arguing over wrong turns. Well, I’m here to tell you that it’s absolutely

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How to Attract the Socially Conscious Investor

Image credit: Compassionate Eye Foundation | Kelvin Murray | Getty Images In any industry, the guiding principle for a CEO is simple: Don’t run out of money. For established companies, this means managing profits and losses for the benefit of stakeholders; for growth-stage businesses, it means finding investors to finance your

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What You Need to Know About Buying a Timeshare

According to a recent report, the average sales price per interval for a timeshare was $22,180. (Getty Images) Timeshares – vacation properties that are owned by numerous people and available for a specific time frame each year – have long been saddled with a bad reputation due to unscrupulous companies in the industry. But with

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10 of the Biggest Money Drains

Before you take another sip of that $5 latte or buy a new shirt, you need to read this: The average personal savings rate for Americans is at its lowest level since 2001 – it fell to 0 percent in June 2007. What’s more the U.S. savings rate is projected

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